Manitobans have been warned that flooding will be an issue this spring, including in Winnipeg. The Red River Valley has been affected by flooding before and experts predict that this flood will be like the one in 2009. While we may be focusing on our homes, our vehicles will need protecting too. “I didn’t think…
Start enjoying the warmer weather and take your car on the drive it deserves! Spring is almost here and it’s time for our spring driving tips. Here are some things to keep in mind about spring driving: 1) It’s Messy Out There Spring is messy. Dirt builds up underneath and when the snow melts it…
Everyone has questions that they are too afraid to google. I’ve put together a list of the strangest things I’ve wondered about my car and finally decided to Google them and ask a real person. Q: How Often Should I Wash My Car? A: You need to clean the outside of your vehicle every week,…
The snow is melting, and potholes are popping across the city, but did you know that they can damage your vehicle? Some of the potential damage includes: Flat Tires Damaged Bumpers Undercarriage Damage Cracked Rims Brake Stress Dented or Broken Exhaust Suspension Stress Wheel Misalignments More damage could also come from other vehicles swerving to…
The challenge of choosing a vehicle when you have experienced a credit issue does not have to be a daunting task. Reputable dealers will have established relationships with lenders that offer what is referred to as a pre-approval. The process is designed to provide you a fast answer and quickly determine what the customer qualifies…
If you do have a low credit score (deemed to be anything lower than 650) all is not lost. You can improve your score and secure lower interest rates when looking to secure financing. While it is important to note that improving your score will not occur overnight your score will improve over time. Provided…
There are two major companies in Canada that report consumer credit, Equifax and Trans Union, more commonly known as the Credit Bureau. Both provide a credit history not unlike a report card we would have received in school. It is important to understand that a credit score (FICO Score) is a mathematical algorithm based on:…
Most certainly the question I am asked most frequently is “What is my interest rate?” To answer that question, I believe it is important to understand that an interest rate can be defined as a price for risk. When the lender is assessing a credit application, they are assessing the risk associated with the application…
As I enter my 41st year in the automotive finance business I was reflecting on the numerous articles, blogs, seminars and friendly advice given with respect to purchasing, financing or leasing a vehicle when someone has good or bad credit. For the most part, the content is similar with some variances in opinions. Though, based…
Calling all new graduates! Did you know that we have our own Mazda Graduate Program with special rebates? Mazda Canada wants to give you a rebate of up to $1000 on your down payment for your new Mazda. Wonder if you qualify? Who Qualifies: University: Undergraduate – Bachelor; or Post-Graduate – Master, Doctorate**; minimum length…
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